Personal Banking

Open from any location, gain immediate, multi-currency access to the U.S. economy, providing the ultimate in financial stability, liquidity, and trust.

Personal banking, without borders

Open your U.S. dollar account from Latin America in minutes—get a virtual card instantly, manage everything from your phone, and bank globally with zero hassle.

Open your account in USD from Latin America—no U.S. residency, no paperwork, no travel.

Instant Virtual Card, Ready to Use. Ideal for online shopping, global subscriptions, and travel.

All-in-One Mobile App. Manage your account and track spending—all from your phone.

Personal checking account

Enjoy fast, fee-free international banking designed for your day-to-day spending

Ideal for individuals who don’t have U.S. residency and can’t travel. No minimum amount to open an international account, no maintenance fee, and access with your digital Areti Debit Card. You can choose between USD, EUR, CHF, and GBP.

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Personal savings account

Saving and growing your money effortless

Maximize your earning potential with your international USD savings account with competitive interest rates on a currency protected from local volatility. Access and manage all easily and remotely from any country globally with your Areti Mobile app.

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Max savings account Banking for the generation building the future

It serves as your secure, high-yield investment tool, allowing you to maximize your wealth growth while maintaining the critical security and stability of a fully U.S.-regulated financial institution.

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Protecting core wealth

Effectively hedging against high inflation or volatility in your local currency.

Retirement savings

Serves as a safe, growth-oriented vehicle to accumulate funds for future retirement outside your country with saved currency.

Educational saving

Systematically save for a child’s or dependent’s future education in the USA.

Real estate in the USA:

Save for a down payment on future real estate, allowing savings to grow.

Open you international individual account for your today and tomorrow

Personal checking account

USD, EUR, CHF
  • No minimum amount
  • No monthly maintenance fees
  • No interest
  • Includes virtual debit card

 

*USD 5 monthly fee for the debit card

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Personal savings account

 USD, EUR, CHF

  • Minimum amount of USD 500
  • Monthly maintenance Fee of USD 5*
  • Interest rate at 2.75%**
  • Includes virtual debit card

*If monthly balance is above USD 1000 no maintenance fee will be charged

**Rate can be changed at the discretion of the Bank

***USD 5 monthly fee for the debit card

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Max personal savings account

USD, EUR, CHF
  • Minimum amount of USD 1000
  • Monthly maintenance Fee of USD 5
  • Interest rate at 3.5%
  • Does not include virtual debit card

*If monthly balance is above USD 1000 no maintenance fee will be charged

**Rate can be changed at the discretion of the Bank

***USD 5 monthly fee for the debit card

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Frequently asked questions

Yes—our card uses top-tier encryption and fraud protection. You also get instant freeze/unfreeze control.

Of course! You only need internet access to open an account. Please note that specific regulations may apply depending on your country of birth and current country of residence.

Yes, the virtual card can be added to digital wallets. You can download and use it across multiple platforms, including Apple Pay and Google Pay.

Are you ready

to rake control?

Join the new wave of digital banking. Open your Areti account in minutes and manage your finances with confidence, wherever you are.

Open an account