Simply smarter global banking.
At Areti Bank, we believe banking should be just as easy. That’s why we offer a seamless, digital-first experience that’s secure, transparent, and instant.
Access U.S. banking without travel or residency
Open your account 100% digital – remotely and paperless
No hidden fees
Accounts and payments in USD, EUR, CHF
Instant access via Mobile App and virtual card
Fully regulated under U.S. law (Puerto Rico Act 273 – IFE license)
Built for your everyday life
Personal checking & Savings accounts
Save smarter, set money aside and earn interest automatically with zero effort. Pay with your digital Areti Virtual Card and manage all from your Areti Mobile App.
¹ Fees may apply depending on the selected product.
Power up your business – treasury & operational accounts
Open your international business account in minutes, completely online. Operate instantly across borders and navigate our international finance with the security and trust of U.S. banking standards.
Manage multi-currency payment, liquidity, and foreign currency from a single and secure US platform — your Areti Business Account
Take your financial goals further — with confidence and control
Protect what you’ve earned
If you’re looking for stability amid currency fluctuations or uncertain markets, Areti Certificates of Deposit offer a secure place to hold your savings in U.S. dollars—with guaranteed returns and no exposure to risk.
Plan with certainty
Whether you’re saving for expansion, education, or long-term security, fixed-term CDs help you plan your finances with confidence—knowing exactly how much you’ll earn and when.
Live globally. Spend digitally. With our virtual cards.
With Apple Pay and Google Pay integration, enable mobile payments anywhere.
Load, spend, and stay in control — no debt, just the freedom to pay your way.
Manage your account easily online, track expenses, and avoid any surprises at the end of the month
Our Virtual Cards allows you to chose how much, when and where you spend – so you can enjoy peace of mind and without worrying.
Sustainability, still part of the journey
While our focus is on delivering a world-class digital banking experience, we haven’t lost sight of our belief that banks can play a crucial role in improving everyone’s life and their environment.
Areti is currently developing a new product so you can ensure that your money will have the positive social and environmental impact you are looking for.